In the race to home ownership, many people speed past the mortgage broker and zero in on what home they think they can afford based on a 20 percent down payment. But did you know that a large percentage of people who are buying a home this year do not put 20% down? It feels like one of the biggest secrets in real estate, but at Coldwell Banker D’Ann Harper, Realtors® we love shouting this news from the rooftops. Several factors over the last 10 years have dramatically changed how people finance their home... read more